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Committee on Financial Services

United States House of Representatives

Subcommittees on Financial Institutions/Housing and Community Opportunity

Joint Hearing entitled "Subprime Lending: Defining the Market and its Customers"

Tuesday, March 30, 2004

Opening Statement of Full Committee Chairman Michael G. Oxley Opening Statement of Financial Institutions Subcommittee Chairman Spencer Bachus Opening Statement of Representative Paul E. Gillmor Opening Statement of Representative Rubén Hinojosa

Transcripts: Hearing Transcript Printed Hearing: 108-76

Prepared Testimony: Mr. Sandor E. Samuels, Senior Managing Director and Chief Legal Officer, Countrywide, on behalf of Financial Services Roundtable
Ms. Teresa Bryce, Vice President & General Counsel, Nexstar Financial Corporation, on behalf of Mortgage Bankers Association
Mr. William M. Dana, President and CEO, Central Bank of Kansas City, on behalf of American Bankers Association
Mr. George Butts, Program Director, ACORN Housing Corporation of Pennsylvania, on behalf of Association for Community Organizations for Reform Now
Mr. Eric Stein, Senior Vice President, Center for Responsible Lending of North Carolina
Mr. Stergios Theologides, Executive Vice President, General Counsel and Secretary, New Century Financial Corporation, on behalf of Coalition for Fair and Affordable Lending
Dr. Charles W. Calomiris, Henry Kaufman Professor of Financial Institutions, Columbia University
Dr. Anthony M. Yezer, Professor, Department of Economics, George Washington University
Ms. Norma Garcia, Senior Attorney, West Coast Regional Office of Consumers Union
Mr. Geoff Smith, Project Director, Woodstock Institute
Dr. Michael Staten, Director, Credit Research Center, McDonough School of Business, Georgetown University



 

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