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Committee on Financial Services

United States House of Representatives

Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises

Hearing entitled "Working with State Regulators to Increase Insurance Choices for Consumers"

Wednesday, March 31, 2004

Opening Statement of Full Committee Chairman Michael G. Oxley Opening Statement of Representative Paul E. Gillmor Opening Statement of Representative Vito Fossella Opening Statement of Ranking Member Paul E. Kanjorski

Transcripts: Hearing Transcript Printed Hearing: 108-77

Prepared Testimony: Mr. Ernst Csiszar, Director, South Carolina Department of Insurance, on behalf of the National Association of Insurance Commissioners, accompanied by Mr. Gregory W. Serio, Superintendent, New York State Insurance Department, and Mr. Mike Kreidler, Washington State Insurance Commissioner
Mr. Thomas Ahart, Ahart, Frinzi & Smith Agency, on behalf of the Independent Insurance Agents & Brokers of America
Mr. Roger Singer, Senior Vice President & General Counsel, OneBeacon, on behalf of American Insurance Association
Mr. Albert R. Counselman, President & CEO, Riggs, Counselman, Michaels & Downs, Inc. on behalf of the Council of Insurance Agents and Brokers
Mr. Anthony Dickson, President, NJM Insurance Group, on behalf of Property Casualty Insurers Association of America
Mr. J. Robert Hunter, Director of Insurance, Consumer Federation of America
Ms. Janice Ochenkowski, Vice President External Affairs, Risk and Insurance Management Society, Inc.
Dr. Phillip R. O'Connor, Constellation New Energy, Inc.


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