Tuesday, June 22, 2004Opening Statement of Full Committee Chairman Michael G. Oxley Opening Statement of Representative Paul E. Gillmor
Mr. Adam M. Gilbert, Managing Director, Global Credit Risk Management, JPMorgan Chase & Co.
Mr. Joseph Dewhirst, Treasurer, Bank of America Corporation
Ms. Kathleen Marinangel, Chairman, President & CEO, McHenry Savings Bank, on behalf of America's Community Bankers
Ms. Sandra W. Jansky, Executive Vice President & Chief Credit Officer, SunTrust Banks, Inc.
Mr. Michael J. Alix, Senior Managing Director, Global Head of Credit Risk Management, Bear Stearns, on behalf of the Securities Industry Association