Wednesday, June 23, 2004
Opening Statement of Financial Institutions Subcommittee Chairman Spencer Bachus Opening Statement of Housing Subcommittee Chairman Bob Ney Opening Statement of Representative Paul E. Gillmor Opening Statement of Representative Gary Miller Opening Statement of Representative Rubén Hinojosa Opening Statement of Representative Wm. Lacy ClayTranscripts: Hearing Transcript Printed Hearing: 108-97
Mr. Frank Raiter, Managing Director, Standard & Poor's Credit Market Services
Mr. Michael Calhoun, General Counsel, Center for Responsible Lending
Ms. Pamela Kogut, Assistant Attorney General, Massachusetts Attorney General's Office
Mr. Richard DeMong, Professor, Virginia Bankers Professor of Bank Management, McIntire School of Commerce, University of Virginia
Housing Policy Council of The Financial Services Roundtable (statement submitted for the record)
Coalition for Fair and Affordable Lending (CFAL) (statement submitted for the record)